The NJ Small Business Development Centers’ network commits to guiding established small business owners and aspiring entrepreneurs to create and expand their business enterprises which will, in turn, result in sustainable growth, job creation and statewide economic development and prosperity.
Our services for counseling and training are provided for FREE. We are one of the small business services funded by the SBA of the United States so that gives us the ability to provide our services at no-cost.
Hours are by appointment only.
Registering a business is fairly simple but we recommend you speak to a small business consultant to understand the advantages and disadvantages of choosing a business entity.
It depends on your personal financial situation, sources of income, tangible assets and business. We recommend you speak with a small business consultant for guidance by registering here.
Business entity fee’s range from $55-$125.00.
Small Business Enterprise (SBE), Women Business Enterprise (WBE) , and Minority-Owned Business Enterprise (MBE).
We do not recommend this. A signed lease is required only at the time you close a loan and obtain your funds.
The SBDC does not write business plans but we will assist you and guide you in the business plan process. Here is a Business Plan tool you can try now.
All businesses need Business Insurance. However, licenses & zoning permits vary by business and location.
You can obtain funding from primary and secondary lenders, angel investors, family, and friends.
The SBA does not loan directly but their SBA Guarantee Loan Program is an incentive for lenders to lend to small businesses. For more information go here.
The SBDC does not provide loans however we know the SBA and Lender requirements and provide assistance in preparing the loans documents for submission to the lenders
Minimum 45-60 days.
There are many requirements other than an application that can get complicated. We do not recommend you apply for a small business loan without speaking to a small business consultant.